RETIREMENT PLAN CONSIDERATIONS DURING & AFTER COVID-19
THIS WEBSITE DISCUSSES STEPS TO FINANCIALLY PROTECT YOU AND YOUR FAMILY.
YOUR TOP FOUR QUESTIONS ANSWERED:
- DO I HAVE ENOUGH MONEY TO LIVE ON?
- IS MY MONEY FREE FROM MARKET RISK?
- WHAT’S GOING TO HAPPEN TO MY ASSETS WHEN I DIE?
- WHAT’S GOING TO HAPPEN IF I NEED A LONG TERM CARE FACILITY?
ASSET PROTECTION REVIEWS:
- Free review: LEGACY PLANNING — Important new tax considerations
- REVIEW OF LIVING-TRUST DOCUMENT — (Reasonable attorney fee)
- Free review: FLORIDA’S LIVING-TRUST TAX CONSIDERATIONS
- Free review: YOUR LIFE & HEALTH INSURANCES & ANNUITIES
- Free review: CHANGES IN YOUR SHORT & LONG RANGE PLANS
- Cryptocurrencies: (BTC & ETH): ACCOUNT ASSISTANCE (when requested)
THE GREAT RESET IS COMING
Did your assets drop by 30%-60% in the 1999-2000 crash and in the 2008 crash?
Do you understand that another stock-market crash may be just around the corner?
If you answered “yes” to those questions, request our free review. We
have ways for you to attain your financial goals with much less risk.
To receive your copy of our FREE white paper containing valuable information and/or to schedule a free review, call (941) 361-1545
CURRENT SITUATION:
Those of us who have lived in this country for a number of years realize that times are changing rapidly. We are concerned about the future.
The Covid-19 news/media panic has impacted retirement planning for millions of Americans
Despite the market having recovered from its March plunge, formerly solid sources of retirement income have been affected.
Hundreds of companies have slashed dividends. As of this writing, value stocks are down by a 20% average. Energy stocks are down by a whopping 50%.
Income from rental properties has become problematic as the government protects default renters, allowing them to remain when their rent is unpaid.
There are troubles in the Municipal bond market. See Barron’s Aug. 31st article, The Trillion Dollar Hole.
Retirement assets positioned in dividend-paying stocks for income can, in a matter of a few days or even hours, be drastically reduced or even wiped out should a serious stock-market crash occur.
The Wise Owl can teach a thing or two about financial matters
Stewart Ogilby | General Manaer
Author of a consumer-oriented
trade book that had a huge impact on the life insurance industry’s products
Dental Savings Plans
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The U.S. government is flooding our economy with money that will inevitably result in inflation. Many persons do not understand the risk posed by inflation to conventional bonds and bond funds. Laddered bond strategies seek to deliver predictable income. They are not designed for growth. In times of inflation, conventional bonds can be a disaster if needed to be cashed for living expenses, a medical emergency, or due to reduced investment income.
In order to survive in retirement, many persons cannot afford to lose any “nest egg” money whatsoever.
According to an article on September 19, 2018, in The Wall Street Journal, Universal Life Insurance, a 1980s Sensation, Has Backfired.
If you are paying for a “Universal Life-insurance” policy, you may be qualified to join a class-action suit for the purpose of partial financial recovery. In the US, it is illegal under the Investment Advisers Act of 1940 to offer Universal Life Insurance as an “investment” to individuals. How was it sold to you? Please call me.
Safety, personally and financially, is primary today for the overwhelming majority of employed and retired Americans.
Alternatives to stock-market risk are interest-bearing accounts held by multi-billion dollar institutions: CD’s and fixed annuities. Of these, CD’s provide far less in the way of yields and tax advantages.
