The two "Elephants in the Room"

Stewart Ogilby

Whenever the conversation turns to a discussion of asset preservation there are two huge "elephants in the room", as the expression goes. Each represents a major financial risk. To ignore them or to minimize their significance can be disastrous.

Today, retirement planning is about two things:

  1. How much guaranteed income you will have.
  2. You must seriously reduce or eliminate risks: market risk, inflation risk, longevity risk and, especially, the risks posed by both "elephants in the room".
Elephant Elephant
Risk Elephant #1 Risk Elephant #2

FAMILY ASSET PRESERVATION UPON DEATH

If you feel that you ought to have more life-insurance, find competitive low-cost term life-insurance rates below. If you have questions or problems with insurability, contact me.

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