BIBLIOGRAPHY: A trillion-dollar corporate con game

For almost seventy years the life insurance industry has been a smug sacred cow feeding the public a steady line of sacred bull. - Ralph Nader
1877 “Traps Baited With Orphans” Elizur Wright
1901 “The Economic Theory of Risk and Insurance” AIlan H. Willett
1905 “Business of Life Insurance” O.P.
1906 “How To Buy Life Insurance” O.P.
1907 “The Story of Life Insurance” Burton J. Hendrick
1916 “Life Insurance for Professors” Univ. of Calif. Publications in Economics, Vol.4, No.2
1917 “A License To Steal” Philander Banister Armstrong
1925 “Life Insurance Digest” Robert NI. Messick
1929 “Life Insurance Simplified” Lewis R. Tebbetts
1930 “The Money Value of a Man” L.I. Dublin and A.J. Lotka
1933 “How Safe Is Life Insurance?” L. Seth Schnitman
1934 “Your Insurance” S.B. Cyzio
1936 “Life Insurance, A Critical Examination” Edward Berman
“Your Life Insurance and What to Do About It” David Gilbert and Jim Sullivan
“Life Insurance, A Legalized Racket’’ Mort Gilbert & E. Albert Gilbert
1938 “Life Insurance, America’s Greatest Confidence Game” J.D. Kidder
“Life Insurance - Investing in Disaster” Mort & E.A. Gilbert
“Life Insurance Exposed” Daniel D. White
“Gouge” John Franklin Gaskill
1944 “You Pay and You Pay”
1946 “A Century of American Life Insurance” S.D. Clough
1947 “How to Buy Life Insurance” Phillip Gordis
1948 “Insurance and Your Security” E. Albert Gilbert
1948 “Personal Estate Planning in A Changing World” Rene Wormser
“Personal Finance and Investment” Wilford J. Eitman
1955 “Insurance without Exploitation” Edwin C. Guillet
“Your Insurance and How to Profit By It” Michael H. Levy
“Life Insurance from the Buyer’s Point of View” 1955-68 Bureau of Econ. Research
1958 “The Grim Truth About Life Insurance” Ralph Hendershot
“Your Pocketbook Is Leaking” K.P. Chartier
1960 “Common Cents in Investments and Insurance” Gerald Fitzgerald
“Vice President in Charge of Revolution” Murray Lincoln
“Behind the Fine Print” Gayle E. Richardson
“Money You Can Keep” David Gilbert
1962 “Life Insurance, A Study in Delusion” Dermis L. Anderson
“Use and Abuse of Statistics” W.J. Reichmann
1963 “A View of Life Insurance” Wayne C. Knigge
“What’s Wrong with Your Life Insurance” Norman F. Dacey
1964 “Life Insurance - Benefit or Fraud?” J.J. Brown
1965 “Life Insurance” Graduate School of Business, Indiana Univ.
1966 “The Great Misconceptions” Nail. Analytical Service, Inc.
“The Retail Price Structure in American Life Ins.” Joseph M. Beth
“This Is Where Your Money Goes” Robert F. Kahroff
“Pay Now, Die Later” James Gollen
1967 “Why Waste Your Money on Life Insurance” J.E. Stowers
“The Consumer Union Report on Life Insurance”
“A Report on Life Insurance”
“A Study of Mutual Life Insurance Dividends” Frank Mcintosh
1968 “How to Avoid Being Overcharged by Your Life Insurance Salesman” Pawlick
“The Mortality Merchants” G. Scott Reynolds
1969 “Houston Law Review” Vol. 6 Pg. 878 – 4 Conclusions & Recommendations Randal A. Hendricks
“The Life Book of Family Finance” Time-Life Books
“Stop Wasting Your Insurance Dollars” Dave Goodwin
1970 “Consumers Guide to Insurance Buying” Vladamir P. Chernik - Changing Times
1971 “Getting All the Lile Insurance You’re Paying For?” Thomas McSwain, M.D.
“How to Pay Lots Less for Life lnsurance” Max Fogiel – Moneysworth
1973 Senate Subcommittee on Anti-Trust and Monopoly- 93rd Congress- 1st Session, Feb. 20th 1973
1974 “Consumer Report” Jan., Feb., March
“Term or Straight - Which Is Best for You?” Everybody’s Money, Spring
“Let’s Understand Life Insurance” Consumers Digest July/Aug.
“The Bottom Line - A Little Straight Talk About Life Insurance” Dirks/Grass – Playboy, May ‘74
1975 Congressional Record – July 8, 1975, Senator Phillip Hart
“The Consumer’s Guide to Life Insurance” J. Tracy Oehlbeck
“How to Save Money on Your Life Insurance” Nail. Assn. for Truth In Life Ins.
1976 “The Search For the Hidden Treasure” Mitchell Educational Services, Inc.
1976 “The Life Insurance Conspiracy” Peter Spielmann & Aaron Zelman
1977 “where Women Should Invest Money” Venita Van Caspel
“What’s Happening to Life Insurance Dividends?” Consumer Report. March ‘77
“The Consumers Union Report on Life Insurance” 1977 Edition
“Dreams of Immortality” Max Apple - Mother Jones Magazine
1978 “Life Insurance: Myths and Facts” Consumer Digest Nov/Dec.
“False Advertising” Howard J. Ruff, The Ruff Times, Oct. 15
“Must Replacement Be A Dirty Dirty Word?” The Natl. Underwriter, Oct. 7
“Dollars & Sense” C. & Associates
“The New Money Dynamics” Venita Van Caspel
“The 250 Billion Dollar Consumer Problem?” (Cash Value Life Ins.) J.V. Pruitt
“IF You Need Help in Planning Your Finances” U.S. News and World Report
1979 “Insurance Industry Feels the Federal Lash’’ U.S. News & World Report
Federal Trade Commission – 10am EDT, Tuesday, July 10th,1979
“Consumers Losing Billions Yearly by ill-informed & Inappropriate Life Ins. Choices”,FTC Staff Says
1980 “Financial Recovery” Stewart Ogilby - The Replacement of Cash-Value Insurance Policies.
1986 “Consumer Reports” Aug. 1986 “Universal Life, The Chameleon Can Bite”
1987 “That’s Life , The 3rd Annual Dumber Than Dirt Award” Springville Herald, April 22nd 1987
1988 Buyers Guide to Life Insurance State of New Jersey - Governor, Thomas H. Kean
“The Games & Scams of Cash Value Life Insurance” John J. Pepin PHD
1990 “How Your LIfe Insurance Policies Rob You” Arthur Milton
1991 Fort Lauderdale Sun-Sentinel, Aug. 12th, 1991- “Many People Waste Money Buying Wrong Insurance”
1992 United States Senate, June 23rd, 1992 – “Life Insurance – A Shell Game of Premium Padding & Savings Schemes”, Senator Howard Metzenbaum - Chairman
Newsweek, July 13th, 1992 “Buyers Beware”
1994 “Worth”, April 1994, “Don’t be Sold the Wrong Life Insurance”
Business Week, January 17th, 1994, “Policies of Deception”
1995 “Money”, August 1995, “The 8 Biggest Rip Offs in America”
“Never Buy a Whole Life Policy”